Aapka Vyapar, Hamara Loan – Milkar Badhein!

Apply for Business Loan Up To 40 Lakh

  • Quick & Easy Online Application
  • Instant Eligibility Check
  • Fast Document Verification
  • Quick Loan Approval & Disbursal

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Our Business Loan Categories

Working Capital Loan

Working Capital Loans

Quick access to funds for day-to-day expenses such as payroll, rent, and supplier payments. Flexible terms and fast disbursal.

  • Loan Amount: Up to ₹50 Lakhs
  • Repayment Tenure: 6 to 36 months
  • Minimal Documentation
Business Expansion Loan

Business Expansion Loans

Scale your operations, open new locations, or invest in new products. Flexible funding to match your growth strategy.

  • Loan Amount: ₹5 Lakhs to ₹50 Lakhs
  • Repayment Tenure: 12 to 60 months
  • Competitive Interest Rates
Equipment Financing Loan

Equipment Financing Loans

Upgrade your business with essential equipment. Funding for machinery, technology, and other assets to enhance your operations.

  • Loan Amount: ₹1 Lakhs to ₹50 Lakhs
  • Repayment Tenure: 12 to 60 months
  • 100% Financing Available
Cash Flow Loan

Cash Flow Loans

Short-term loans to bridge gaps in cash flow during seasonal fluctuations or unexpected expenses.

  • Loan Amount: ₹1 Lakhs to ₹50 Lakhs
  • Repayment Tenure: 3 to 12 months
  • Quick Approval Process
Invoice Financing

Invoice Financing

Unlock the value of unpaid invoices for quick cash flow with no collateral required.

  • Loan Amount: ₹1 Lakhs to ₹50 Lakhs
  • Repayment Term: Upon Invoice Payment
  • No Collateral Needed
Bridging Loan

Bridging Loans

Temporary financing to bridge funding gaps before securing long-term loans or investments.

  • Loan Amount: ₹5 Lakhs to ₹50 Lakhs
  • Repayment Tenure: 3 to 18 months
  • Quick Disbursement
General Business Loans

General Business Loans

Flexible loans for inventory, hiring, or infrastructure upgrades. Tailored for your business needs.

  • Loan Amount: ₹50,000 to ₹50 Lakhs
  • Repayment Tenure: 12 to 60 months
  • Transparent Process
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Fast Approval
Tenure up to 20 Years
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Minimum Loan Amount: Rs 1,00,000

Monthly Interest Rate: 2% Per Month

Minimum Repayment Tenure: Up to 12 Months

Maximum Repayment Tenure: Up to 20 Years (Choose based on your business needs)

Maximum Loan Amount: Up To Rs 40,00,000

Processing Fees: 2% Of The Loan Amount

EMI Bounce Charge: Rs 590/- Bounce Charge

No Pre-Closure Charges

Annual Interest Rate: Approx. 24%

Why Choose Indo Fin?

Flexible terms and reliable service tailored to your business needs. Choose the repayment duration that fits your cash flow, from 12 months to 20 years!

Your Business Loan Options

Loan Type Repayment Tenure Key Benefits
Short-Term Loans 1 to 3 years Quick approval, small loan amounts
Medium-Term Loans 5 to 7 years Flexible repayment, moderate loan amounts
Long-Term Loans Up to 20 years Long repayment period, large loan amounts
Additional Benefits
Benefit
Fast and hassle-free online application process.
Quick eligibility check and document verification.
Instant approval and rapid disbursal of funds.
No hidden charges – Full transparency in terms and conditions.
Option to customize loan terms according to your business cash flow.
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Business Loan Representative Example

Loan Amount APR Tenure Processing Fee GST on Processing Fee Amount Disbursed EMI Total Repayment Amount Total Interest
₹50,000 24% p.a. (2% p.m.) 12 Months ₹1,000 ₹180 ₹48,820 ₹4,998 ₹59,978 ₹9,978

Loan Amount: ₹50,000 (This is the amount your business is borrowing).

APR: 24% per year (2% per month) (This is the interest rate applied to the loan amount).

Tenure: 12 Months (The loan is to be repaid in 12 equal installments).

Processing Fee: ₹1,000 (The fee charged by the lender to process your business loan application).

GST on Processing Fee: ₹180 (18% GST applied to the processing fee).

Amount Disbursed: ₹48,820 (This is the amount that will be credited to your business account after deducting the processing fee and GST).

EMI: ₹4,998 (The fixed monthly installment that your business will need to pay, which includes both the principal and interest).

Total Repayment Amount: ₹59,978 (The total amount to be repaid over the entire loan tenure, including interest).

Total Interest: ₹9,978 (The total interest amount your business will pay on top of the loan principal).